Category Archives: Home Financing

New Costs of Being a Homeowner That You May Never Have Thought Of

woman is holding bill and credit card in hands and calculating the costs

So you know about your mortgage and you’ve got those covered. Unfortunately, that is not all. You learn more about a house when you’ve been living in it for at least a couple of months. You can hear creaky stairs or realize you have weird neighbours. Then your bills start to arrive and you get … Read More

5 Things to Know Before Becoming a Landlord

Real estate agent at work holding clipboard smiling to camera

The number of first-time buyers is declining. In the past, first-time buyers make up about 40% of all homebuyers but that percentage is continuously shrinking, even when millennials keep on showing interest in becoming buyers, too. So if people are not buying starter homes that must mean that the rental market is booming, eh? In … Read More

What You Can Expect from a Buyer’s Agent

What You Can Expect from a Buyer’s Agent

It’s no surprise that a lot of home buyers hire a real estate agent to help them with their house-hunting journey. Without a seasoned real estate agent, you can expect that it will take you a while to finally get the keys to a new home (that is if you’ll ever get through the whole … Read More

Mortgage Fraud: How Can You Avoid It?

Fraud Concept. Magnifying Glass on Old Paper with Red Vertical Line Background.

Most mortgage applications push through without any problems and this is a fact. There are some lenders and borrowers, however, who commit fraud just to make things more favourable for them. Although it might seem harmless at first, mortgage fraud can easily turn into a more complex matter later on. Lenders cannot just easily commit … Read More

Spring: The Best Time to Sell a House?

new private house with a garden in rural area under beautiful sky

Is it really true that there is a ‘BEST TIME’ to put one’s home on the market?   Here are some facts for you:   Canadians, in general, like to move during the spring, summer and fall, because the traveling conditions, weather, and daylight are best suited for moving. Since most real estate transactions have … Read More

What to Ask When Investing in a Property

Small model house beside a large pink piggy bank.

Deciding to invest in real estate must be made with all the available data you can utilize. Some investors make the mistake of purchasing a new property with the intention of renting it out, but without a full understanding of what comes with the investment as well as their responsibilities as a landlord. In this … Read More

Smart Steps for First Time Homebuyers

smiling couple looking back in front of their house

So, you are about ready to buy your first home. You have to be prepared for it. Perhaps among the challenges you’ll face is the probability that you could be bringing less cash compared to those who are considered seasoned buyers. Your edge, however, is your flexibility. What do we mean? Simply that you are … Read More

How to Protect Your Home before Your Vacation

young blond woman activates an alarm in the house. Introduces a code using the keypad

Summer could be a very exciting time, especially if you have planned a special trip for you and your family. It is a time for you to enjoy and be worry-free. That is why you should be careful not to let anything dampen your experience. Unfortunately, going out of town also means you’d be leaving … Read More

Are You Ready to Buy a House?

Residential Building

We all dream of buying a home we can call our own. But as much as we want to make this a reality, there are a lot of factors we have to consider before making that first big purchase. There are mortgage, credit scores and a whole lot of other factors to consider. Make sure … Read More

Quick, Easy Ways To Boost The Resale Value Of Your Home

When you’re thinking about putting your home on the market, there are several things you can do to boost its value. Yes, you can embark on major renovations, but often the little things that will get you more bang for your buck. Landscape It Unkempt trees and bushes are not only an eyesore, they also … Read More